9/3/2012 John and I are redoing our wills – it has been ten years since the last rendition, so it was time. Which of course reminds me to tell YOU–that you should do the same. Tax laws change, estate laws change, Congress malingers – and all affects what will happen when someone near and dear… Continue Reading
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Category Archives: Dollars in Your Pocketbook
To Roll or Not to Roll — 401(k) to IRA
11/02/2011 This morning it is snowing like crazy here in Colorado, so instead of racing to work, I had a second cup of coffee and watched one of the morning news talk shows. The money topic was IRAs and the speaker—a newly minted author/expert– advocated rolling over your 401(k) to an IRA because you would… Continue Reading
Payroll Tax “Holiday” – Social Security Only
01/10/2011 A client called today positive that she had found a glitch in QuickBooks payroll software — the Social Security deducted at the employee level did not equal the Social Security calculated for the employer. Yep, I told her, it is right. Here is the deal. For 2011 ONLY, Congress decided to allow wage earners… Continue Reading
Roth Conversion Update – Can You Convert 457 or 401k funds?
03/11/2010 We had a great question yesterday from a client who is a firefighter and has two 457 plans in place. These are plans that are similar to 401ks but are in the governmental and non profit sector. In our client’s case, one plan is with a former employer. The other plan is with his… Continue Reading
MUNI BONDS – Chapter 9 Bankruptcy of Municipalities
02/18/2010 In these perilous economic times, we toss around terms related to bankruptcies – Chapter 7, Chapter 11, Chapter 13. But honestly, who has heard of Chapter 9? If you hold municipal bonds in your portfolio, Chapter 9 could be looming on your investment horizon. Chapter 9 – horror of horrors – is reserved for… Continue Reading
TAKE A SPIN AROUND 2010 WITH JWT’S TREND LIST – and think “HMMMMM”
01/28/2010 http://02a6614.netsolhost.com/production/jwti2010_MAIN_03.html This is cool and fun and yes, a little scary. Take a look at the graphic on the web site listed above. It has 100 tiny photos on it and if you drag your cursor around, you will find thumb nail sketches of things that will impact us in the next year per… Continue Reading
Real Estate Investing – Second Home Tax Realities (Part I)
01/24/2010 Have you caught yourself driving around neighborhoods looking for bargain real estate to start a rental property portfolio? Or perusing the listings in your favorite vacation destinations, just on the outside hope of finding a great price on a retreat or a retirement home? I have. You know that I must spend a few… Continue Reading
Gold – Buy It For Yourself
01/01/2010 Toward the end of the Reagan presidency, a commercial aired showing an art deco stylized woman standing on top of a NY skyscraper with her arms stretched to the cosmos, her long hair waving away from her beautiful and transfixed face. Gold bangles dropped from the sky onto her shapely outstretched arms. The voiceover… Continue Reading